Tobie is the BEST!! She made sure every question we had was answered. We were those late night/weekend people that didn't really have much time during the day, and she was always available no matter what time. Even while on vacation in Hawaii! She made everything so easy for us!

Kaitlin W.

Company Highlights

Years In Business


Customer Review

4.8 out of 5 stars



South Pacific Financial believes that trust is the foundation for effective relationships. We are successful in earning trust by consistently treating our customers, business partners, employees and their families in a manner that is just, right and fair.

We understand how important each step in the home loan transaction is – from finding the best rate to closing on time. We offer a diverse array of mortgage loan programs, including Conventional, Jumbo, FHA, VA and USDA loans at competitive rates. We also specialize in down payment assistance programs for first time low-to-moderate income buyers. Our experienced loan officers are uniquely qualified to help you find the right financing for your home.