Financing the American Dream One Relationship at a Time
"Excellence is to do a Common Thing in an Uncommon Way"
- Booker T. Washington
"Anyone Who Doesn't Take Truth Seriously in Small Matters Cannot be Trusted in Large Ones Either."
- Albert Einstein

South Pacific Financial believes that trust is the foundation for effective relationships. We are successful in earning trust by consistently treating our customers, business partners, employees and their families in a manner that is just, right and fair.

We understand how important each step in the home loan transaction is – from finding the best rate to closing on time. We offer a diverse array of mortgage loan programs, including Conventional, Jumbo, FHA, VA and USDA loans at competitive rates. We also specialize in down payment assistance programs for first time low-to-moderate income buyers. Our experienced loan officers are uniquely qualified to help you find the right financing for your home.

Buy a Home

We're Ready to Help You Finance the Home of Your Dreams


See if You're Eligible to Lower Your Payment or Shorten Your Loan Term

Join Our Team

We're dedicated to Help You Grow Your Business to the Levels of Success that You Deserve

Make A Payment

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  • “We wanted to thank you for your due diligence in working with us in getting our first home. Your professionalism, easy going, and welcoming personality made purchasing our new home so painless. You made our dream come true. We are eternally grateful, God bless.”

    The Castro Family
  • “Thank you so much for all you did to put us in our new home.  Your down to earth style really helped us through some rough times.  You are AMAZING at what you do!  You will always hold a special place in our hearts. ”

    The Lacroix Family

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