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Join Us

Top Ten Reasons to Join

We are solid, having been in business for 27 years

We treat our Loan Originators like we want to be treated

We provide world class service and we are dedicated to excellence

We are accessible to our loan originators

We educate, train, coach, and empower our loan originators

We are experienced and professional in everything we do

We provide FAST closings!

We work hard to exceed our loan originators expectations

We do what is right, just and fair

We are honest, kind, respectful, friendly and dependable

South Pacific Financial Corporation (SPFC) provides a complete solution to retail lending. We are one of the few lenders that offer a powerful combination of innovative business building tools, empowered technology, competitive pricing and superior customer service.

Our Dedication to Originators Success

Access to one of the industry's most innovative business building tools

An experienced Operations staff committed to your success

Customer for Life Philosophy, Culture and Practice

Competitive Commission Structures

State-of-the-Art CRM Technology to GROW your Business

Comprehensive Employee Benefits Package including 401k

Sales Recognition Awards (Platinum Circle)

Business Planning and Execution Training

Leadership Training

And much more . . .

Learn More About SPFC

As a professionally managed company, South Pacific Financial (SPFC), enjoys industry respect as the region's leading full service mortgage banker. Founded in 1983 by Tim Cahill, the retail division of SPFC began operating with a focus on envisioning our "Client for Life" paradigm, thus promoting the long-term production philosophy that is at the center of our approach. We strive to separate ourselves from the competition by utilizing leading sales building tools, offering the highest level of service, maintaining a quality product menu, setting a competitive price, and hiring supportive and knowledgeable staff.

SPFC's success over the last twenty six years has been built on strong business relationships with investors, banks, strategic business sources and customers. We have maintained profitability and enjoyed industry respect as a leader in sales, service, marketing and management excellence.

SPFC has become a strategically branded market leader in the Western states with a singular focus on delivering mortgage professionals best of breed tools and services that systematically grow their business, professionally advise their customers and foster streams of referrals. We have responded rapidly yet wisely to opportunities and changes in the market place that fortify our existing foundation to meet our strategic goals.

SPFC is aligned with major industry Investors so we can offer a comprehensive selection of programs to meet your customer needs. We are approved for FHA Direct Endorsement and VA Automatic Underwriting, as well as an approved Seller/Servicer for Fannie Mae and Freddie Mac residential 1 - 4 unit loans.

Our Team members operate as a Learning Community fostering a collaborative environment of shared knowledge and experiences and a culture of life-long learning. As a Learning Community, we have incorporated a series of best practices into our leadership and management, loan origination sales systems, operational processes and service efforts that collectively magnifies the entire team's energy and focus to achieve our company goals.

SPFC has a well-rounded strategic structure that is positioned to take maximum advantage of emerging products, markets, technologies and opportunities. SPFC has managed to couple a visionary, entrepreneurial style with values based business principles. The result is a company poised for an exciting growth period amid ever-changing market conditions.

Join us just fill out and submit the short application above, or call the 800# at the top of the page and ask for Alexis Brausa.

Hear What Our Loan Professionals Are Saying

When others see nothing but a downturn in the mortgage industry, SPFC sees opportunity. SPFC understands how to grow for long-term results. SPFC is founded on the principles of professional excellence and old-fashioned values; remaining committed to delivering personal service with the professional results that our customers deserve.
Cinder Lugo - Upland, California

I knew 11 years ago when I joined the South Pacific team that this was a perfect fit for me. I know that our company has survived and thrived because of diligent management, extreme corporate commitment to the growth of their employees and a spirit of integrity that flows throughout the company.
Gary Schwary - Upland, California

I chose to work with South Pacific Financial Corporation because of their business integrity, and for putting the client's needs first.
Lorenzo Corral - Ranch Cucamonga, California

SPFC remains a leader when it comes to helping my clients get the best loan possible. SPFC has 27 years in the Mortgage Industry and we look forward to the next 27 years.
Rudy Navarro - Rancho Cucamonga, California