Cathy

Loan Officer

NMLS# 373470

Licensed In CA

(619) 846-2675

(619) 839-3638

csabater@spfcnet.com

9095 Rio San Diego Dr. Ste 150, San Diego, CA 92108

Cathy is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.

Experienced, knowledgeable, and always up to date on the industry's latest products, Cathy strives to exceed the customers' expectations in each and every transaction.

Whether it's time for you to:

  • Purchase your first home
  • Purchase your next home or a second home
  • Purchase and investment property
  • Refinance an existing mortgage

Cathy has the know-how to find the perfect product for you!

Call today or click on the link below to get started!

Application Documentation Checklist


Reviews

Erika

October 01, 2018
Absolutely loved working with Cathy. We heard her speaking at a homeowners seminar around June 2018, her knowledge and enthusiasm was what first captured us. We decided to set up an appointment with her a few days later just to see where we stood. Never in a million years did we think she would tell us that we were looking good and could move forward for pre-approval! We got the pre-approval and started house hunting. It was the easiest and fastest process! If you want someone who is dedicated and takes the time to answer your questions and walk you through the process, than Cathy is your person. We were first time homebuyers and Made this such a smooth process. We are so thankful that we crossed paths with her.
ncl 9.

September 01, 2018
Cathy was extremely helpful from the very beginning. She was able to ensure we got into the house on a very tight timeline. Very grateful to have been able to work with Cathy.
Clay a.

April 01, 2018
From the first moment Cathy entered our home (yes, that's right...she came to our home), we felt completely at ease. She thoroughly reviewed our options and took all the guess work out of getting our loan processed.
James .

March 01, 2018
Cathy can help you turn the impossible into the inevitable! In my opinion, she truly is a miracle worker! When we went to her seminar a year ago, I knew for a fact that there was no way I was going to be able to buy a home at any time in the next 3 years, but by the time we left the seminar, I had started to think that maybe it was possible, even with my horrible 520 credit scores across the board, collection accounts, and defaulted student loans! During the last year, she worked with us non-stop and was always available to give advice, encouragement, information and motivation to move forward. She gave me all the tools that I needed to fix my credit; all I had to do was use them and follow up with my creditors. Within 1 year, Cathy helped me do the impossible, raise my credit scores from 520 to 670 and helped us buy our very first home! She also understands the needs of Veterans and the challenges that they face. She made it possible for me to qualify for a VA Loan and prepar
kirchjoe

March 01, 2018
Extremely happy and pleased with the experience and professionalism it we received. My wife and I would recommend cathy to anyone that is looking for Front experienced agent like cathy
msling

March 01, 2018
Cathy and her team were able to meet our extreme timelines in a professional and informative manner. She was on it from the start! Our VA loan was completed quickly and our closing costs were less than expected.
Ron W.

February 01, 2018
Cathy and her team was incredible! How fast they work for you is up to how fast you want to close, my wife and I were able to close on our beautiful house from start to finish in 21 days 0 down on a VA home loan. Cathy would answer all our questions day or night. Thank you very much!
rubenbarbour

February 01, 2018
Cathy Sabater and her team was very helpful and professional they answered all of my concerns and helped me every step of the way,I would recommend them to any one that needs a Mortgage company.
Rosario/Rick

February 01, 2018
Cathy made my wife and I very comfortable she understood how I felt and told us not to worry and trust her. Very Very knowledgeable far exceeded my expectations she was great!!! Cathy the Cintron family thanks you very very much!!!!
Krystal N.

February 01, 2018
Cathy and her team are a pleasure to work with! This is the 2nd home that she’s helped us get! Her and her team work very hard and when they say they’ll close in 3-4 weeks, they will make it happen. I can’t say enough great things about Cathy. I will definitely utilize Cathy in the future and will recommend to everyone!
Lee

February 01, 2018
Cathy was with me every step of the way! Buying a home is stressful; Cathy took the time to make sure that I understood every step, got the best rate, and was able to close on time. She had my best interests in mind and was able to save me money by closing early!
April S.

February 01, 2018
She was informative, patient and extremely efficient. Very quick process. Like a well-oiled machine. The entire team was amazing to work with. It was low-stress for a very stressful situation.
Aywon

February 01, 2018
This is the second home we used Cathy to help us purchase a home. She is very knowledgeable with VA home loans and works very hard in closing escrow quickly and efficiently.
Wendell M.

January 01, 2018
Cathy Sabater exceeded all of my expectations. She was thorough and extraordinarily responsive. Greatly reduced the stresses of obtaining a mortgage.
Neille U.

November 01, 2017
Cathy and her team are great to work with. The dedication they showed to me and my husband was superb. Cathy and her team were very patient and understanding with the specific financial conditions pertaining to my husband and I.
kevin h.

October 01, 2017
Cathy prequalified and tentatively approved me for a loan within hours with she drew up a plan to close the loan in next 18 calendar days. She is the best person to work with if you want to impress a seller with fastest closing time frame.
Edward

September 01, 2017
20 day close, incredible. Cathy and her team have been side by side with my family for 5 years. She made our dream of owning a home a reality. When it was time to refi, she made it seamless. I trust her with my family and so should you. Professional and personal.
jessedeshazer44

August 01, 2017
My experience with Cathy Sabater and her team was superior. Cathy talked to me every step of the way from doing a credit check to helping me get the loan on my home and explaining how escrow works. Cathy followed up on everything she asked of me. Gave me encouragement when I thought things were going slow or when I wasn't sure about something. Also thankful that it was another veteran helping a veteran.
megan f.

August 01, 2017
Cathy assisted me with the loan and purchase of my condo in 2007 and has been a trusted advisor ever since. Most recently, she helped me analyze my current loan/financial situation and assisted me through every step of the refinance process. Cathy truly has my best interest in mind and went above and beyond to meet all of my needs. She is an excellent communicator and quick to respond to all of my questions. Her friendly demeanor and calm approach put me at ease throughout the entire process. I highly recommend Cathy as your home loan professional!
cfi i.

May 01, 2017
I have used Cathy in the past (2012) to purchase a home, and had such a positive experience I recommended her to my daughter and son-in-law when they were looking for a lender. (2015) So, when we were looking to purchase a new home we knew exactly who to contact, Cathy!
vbellora

May 01, 2017
Cathy was FAST, EFFICIENT and professional. She is a pleasure to work with and totally on top of all the details. She has been extremely responsive to a host of questions that we came up with along the way. Thank Cathy and Fairway.
Candace W.

April 01, 2017
Cathy and her group were very professional throughout our process. Everything that they promised they did. My husband and I were very impressed. We met her in April and by the end of May we closed on our home.
jkennett0

April 01, 2017
Cathy S gave us outstanding service in both the refi of our home and in the later purchase of our condo. She kept us informed on every step of the process and made sure that we fully understood what was happening before moving on to the next step.
boris m.

April 01, 2017
Cathy is very knowledgeable and made herself available to answer the many questions my wife and I had throughout our home buying experience. We sat down with Cathy and developed goals and a long term plan for my family. I will definitely work Cathy in the future and highly recommend her!
faithdabbs

April 01, 2017
We have never had a smoother escrow. Cathy and her team were so helpful, there wasnt a question they couldnt answer. They kept us updated on the process twice a week. I recomend them to everyone.
Grace68

February 01, 2017
I know Cathy usually works by referral but the way I found her was she was representing a Buyer who was purchasing my condo in 2016. I was so impressed with her level of communication throughout the transaction, even to me the seller, which gave me great piece of mind that the transaction was on course. When it came time for me to purchase a home this year, there was no question I was going to track Cathy down to be our lender. True to form, Cathy and her team were a dream to work with, very communicative and helpful every step of the way. When we purchased our home the market was very competitive, the sellers needed to close in 21 days, Cathy assured us it could be done and I know that's the only reason the seller picked us, because of Cathy's professionalism and strong support team. I am confident referring Cathy and her team, you won't be disappointed!!!
ericallseasons

August 01, 2016
Cathy is incredible to work with. She’s with you from beginning to end. Always available to answer any questions you may have. If it wasn’t for her I wouldn’t have received a home loan. I went through several other lenders and they said they couldn’t provide me with a home loan due to credit score and 1 year employment. When I presented my scenario to Cathy she said no problem and gave me a list of things to provide her. I had a home loan in less than a month. I highly recommend her to anyone.
musicmanfh

July 01, 2016
Cathy was exceptionally helpful to us as 1st time home-buyers. She is efficient, professional, accommodating, explains the process excellently. A pleasure to work with, and we would recommend her to anyone seeking a home loan.
kevin a.

March 22, 2016
Cathy provided very insightful information to assist with securing a VA home loan. I really appreciate her wealth of knowledge. Her honest approach to lending was very refreshing.
csmith2340

March 12, 2016
Working with Cathy was a pleasure! We enjoyed very much her friendliness and compassion as we bought our first home. As first time home buyers she was always quick to respond to our many questions. She gave us quite a bit of information to help ease our anxietys! I would highly recommend her to everyone as they go through the process.
WilliamChestnut9

February 21, 2016
The experience my wife and I had with Cathy during the purchase of our first home was nothing short of amazing. Her assertiveness allowed us to quickly become pre-qualified and when we did find a home everything was taken care of before the requirements stated. Being in a new area, my wife and I had no realtor or local knowledge of them, Cathy quickly made a superb recommendation and put us in contact with a local realtor that we truly enjoyed working with. Additionally, her being prior military helped with the VA paperwork as well as her understanding of my unpredictable and often time hectic schedule.
rna41s

February 20, 2016
Please be assure that Cathy is very knowledgeable in what she does. She will go beyond to do what ever needs to be done to get you in to your new home. As a first time buy my self, you want to trust your real estate agent and your loan officer, well guess what. I struck it rich with both lady's they were awesome.
tiawbia

February 19, 2016
I had an amazing experience working with Cathy - she is a go getter! She was thorough in her explanations of the loan process, explaining every step that was taking place on her end as well the documentation and actions she needed from me. She had quick turnaround times, an amazing work ethic, and was such a pleasure to work with – she sent me a video gram to congratulate me for my offer being accepted on the house I eventually bought. She made herself readily available to answer question which I had as a first time homebuyer. For example, when she sent the first set of documents for me to sign she was patient and dedicated enough to get on the phone with me 12 am early Thanksgiving morning to answer questions I had about interest rates, estimated closing cost payments and how the math worked out, stuff that was in the reeds but was important for me to understand before I signed those papers. I can’t say enough good things about Cathy, she is a rockstar.
hdavid w.

February 19, 2016
Great experience working with Cathy!Her knowledge and expertise is amazing, could not be happier with the results. We got the loan in a very expedient manner, her help was paramount.
user0367758

February 19, 2016
Cathy is a true professional. She handled my loan so smoothly. Shes a great communicator and will help you and advise you on any loan matter. I would recommend her to family and friends.
emil839

February 19, 2016
I've known Cathy for many years. Over time she helped me with my credit report questions, loan concerns and pricing analysts. She is so dedicated to her work, I admire it. It feels nice to have the person working on your project, be so dedicated and so about it. Feels likes you're in good hands.
user9421180

February 19, 2016
It was the best choice I ever made, choosing Cathy to help with my loan made home buying a wonderful experience. Her knowledge, availability to explain, just the amount of attention she gives you, makes you feel that you are her only client. Thank you for everything Cathy, you are the best of the best.
user05433864

February 19, 2016
Cathy had taken care of my family as if it were her very own. You cannot ask for more of a personal touch. She is one of the very best at what she does. Her experience and knowledge is elite and her integrity is without reproach. Thank you Cathy.
carl3985

February 19, 2016
Cathy is amazing! She's quick and witty but also has a great understand on all things needed to achieve the goals you're trying to reach with your real estate needs! She's amazing to work with!
thecarlalee1

December 01, 2006
Cathy listens to YOU and learns what it is YOU want. As her mind is already strategizing options and routes to pursue. It is then broken down so you see and understand your options. She suggested a seminar I should attend to understand more so. I did. I knew all the answers before it was answered in the seminar! LOL That's cause Cathy didn't misse a step! It's been over ten years ago and I still feel and know Cathy did me right and well. I will be making another step in loans for reality. I Called Cathy-
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