Chris

Loan Officer

NMLS# 299830

Licensed In Hawaii, Nevada, & Washington

(562) 733-4043

(310) 386-2677

(310) 347-4112

cjoseph@spfcnet.com

2790 Skypark Dr Ste 115, Torrance, CA 90505-5331

Chris is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.

Experienced, knowledgeable, and always up to date on the industry's latest products, Chris strives to exceed the customers' expectations in each and every transaction.

Whether it's time for you to:

  • Purchase your first home
  • Purchase your next home or a second home
  • Purchase and investment property
  • Refinance an existing mortgage

Chris has the know-how to find the perfect product for you!

Call today or click on the link below to get started!

Application Documentation Checklist


Reviews

Kimberly C.

October 24, 2018
Chris went above and beyond for the client. We couldn’t have done it without him.
ADESUWA M.

October 24, 2018
Chris was exceptionally patient, diligent and responsive throughout this entire process, which was especially meaningful and comforting for a first time buyer, Given how ardorous and complex it can seem at times, it is not hyperbolic or exaggeration to say that I couldn't have had a better person to guide me through the mortgage lending process. Thank you for EVERYTHING!!!
Kory J.

September 09, 2018
Chris is the ultimate professional. He is courteous, responsive and competent. I highly recommend him.
Whit P.

September 06, 2018
Chris was very communicative and responded quickly to any inquiries I had. I really appreciated the open communication.
ROCIO A.

September 06, 2018
This is my third stransaction with Chris, his honesty and humanity keep me coming back!
CARMEL R.

January 09, 2018
Chris has a friendly and calming demeanor and knows his business. He is helpful, prompt and a man of his word.
CARMEL R.

January 09, 2018
Chris has a friendly and calming demeanor and knows his business. He is helpful, prompt and a man of his word.
ELLENE M.

September 27, 2017
Chris was hands on from the very beginning. I was a complete novice and he was extremly patient and caring. I never felt that I didn't understand what was taking place because he was so clear in his communication. I am so grateful for his knowledge and expertise in his industry. He made what could have been a painful experience into a well paced and thoughtful one.
NAKITA T.

September 08, 2017
Chris is very knowledgeable and efficient at his job.
JEROME T.

September 08, 2017
Excellent job!????????
TERI B.

August 05, 2017
Careful and knowledgeable in every phase of the process.
SAMANTHA W.

May 22, 2017
Chris is AMAZING! He walked us through every step of the way. He makes himself very available and is very quick to respond to any questions. He has multiple forms of communication, even text! He is also great at explaining information in a way that anyone understands by using simple examples. I would recommend him to everyone!
DONALD W.

May 18, 2017
Chris made purchasing our first home such a special experience. He took all the stress away upon immediately meeting with him. He has such a calm demeanor and knows his practice well. All we had to do was provide information and documentation. Chris even showed up a great distance away from his office to be present when we signed our closing papers. I could not be more thrilled for our first home and will always be thankful for Chris.
SHARON C.

April 03, 2017
Chris was very patient with me and explained things very throughly
LEISHA M.

February 12, 2017
Chris was very knowledgable, very responsive and overall handled everything smoothly in what can be a very difficult and stressful process.
HIROSHI INOUE

February 12, 2017
My buyer was ok to qualified for loan program with another loan officer, but Chris found better program for them with small discounts here and there. Plus he was all the way with my buyer to help them their past issue with time share settlement which has been wrongly classed in my buyer's FICO data. He made lots of lots of phone calls to make the timeshare company change their long classification of the record. My buyer were super happy when the loan program obtained and closed escrow. GreatJob
MARIO M.

February 12, 2017
He's very helpful.
HIROSHI I.

February 12, 2017
My buyer was ok to qualified for loan program with another loan officer, but Chris found better program for them with small discounts here and there. Plus he was all the way with my buyer to help them their past issue with time share settlement which has been wrongly classed in my buyer's FICO data. He made lots of lots of phone calls to make the timeshare company change their long classification of the record. My buyer were super happy when the loan program obtained and closed escrow. GreatJob
PAUL R.

February 09, 2017
Chris was nothing but great, exceptional and professional . Chris was very informative very Hands-On. I will not hesitate to recommend him to anyone. Great job Chris. The Roberts Family
NATASHA O.

February 09, 2017
Chris is a God sent! It was my pleasure working with him. He made the home buying experience easy for me and my husband. I would definitely recommend him to anyone who needs a great lender.
OCTAVIA J.

January 31, 2017
Chris made my home ownership dream come true. He did everything possible and was truly professional every step of the way. I love my new home! !!
ROSE H.

January 24, 2017
Mr. Joseph is very profession, polite and knowledgeable. It was a joy to work with him!
GWENDOLYN N.

January 23, 2017
Professional and personable
NYTOSHA C.

January 20, 2017
Mr. Joseph was attentive, professional & very knowledgable.
NICOLE JOHNSON

January 20, 2017
Chris goes over and beyond with his clients. He educates, is proactive, and passionate about his craft. As a Realtor it is in important to know that when I send him someone interested in a home loan that it is handled and they are happy. Chris is a great addition to my team. Clients are in good hands with Chris Joseph. ~Nicole Johnson, Realtor
NICOLE J.

January 20, 2017
Chris goes over and beyond with his clients. He educates, is proactive, and passionate about his craft. As a Realtor it is in important to know that when I send him someone interested in a home loan that it is handled and they are happy. Chris is a great addition to my team. Clients are in good hands with Chris Joseph. ~Nicole Johnson, Realtor
LISHA S.

January 20, 2017
Chris not only assisted us obtaining our home loan, he also assisted us with refinancing. During both transactions, Chris kept our best interest at heart and challenged other parties in the transaction that seemed to give us the runaround. I would recommend his services to anyone in the market that wants to buy/refi a home.
HIROSHI INOUE

January 02, 1970
My buyer was ok to qualified for loan program with another loan officer, but Chris found better program for them with small discounts here and there. Plus he was all the way with my buyer to help them their past issue with time share settlement which has been wrongly classed in my buyer's FICO data. He made lots of lots of phone calls to make the timeshare company change their long classification of the record. My buyer were super happy when the loan program obtained and closed escrow. GreatJob
NICOLE JOHNSON

January 02, 1970
Chris goes over and beyond with his clients. He educates, is proactive, and passionate about his craft. As a Realtor it is in important to know that when I send him someone interested in a home loan that it is handled and they are happy. Chris is a great addition to my team. Clients are in good hands with Chris Joseph. ~Nicole Johnson, Realtor
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