Christeen

Loan Officer

NMLS# 281263

Licensed In California

(916) 521-4467

(916) 521-4467

(916) 720-0661

cfarley@spfcnet.com

1504 Eureka Rd, Suite 310, Roseville, CA 95661

Christeen is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.

Experienced, knowledgeable, and always up to date on the industry's latest products, Christeen strives to exceed the customers' expectations in each and every transaction.

Whether it's time for you to:

  • Purchase your first home
  • Purchase your next home or a second home
  • Purchase and investment property
  • Refinance an existing mortgage

Christeen has the know-how to find the perfect product for you!

Call today or click on the link below to get started!

Application Documentation Checklist


Reviews

ROBERT S.

June 26, 2018
Christeen is amazing! We closed earlier than expected and my rate was lower than expected. Christeen was great at helping me through this whole process. I would recommend Christeen to anyone! She made my dreams come true.
MYRON V.

June 09, 2018
Christeen got us a lower rate than expected. We also closed earlier than expected. Christeen is always there if we had questions. I will definitely recommend her to everyone!! Thank you Christeen
mikestowers22

June 01, 2018
She had us taken care of even though we didnt know we were able to buy. Made the experience less stressful on us. Made us feel better it being our first time
Ashley Sparlin

May 01, 2018
Christeen worked miracles for us!! We never though we would be able to buy a house. She was great with walking us through this whole experience and always there if we had questions. I would definitely recommend Christeen to anyone!
Charlie Hamilton.

May 01, 2018
Christeen went above and beyond for me she helped me get into a house I really didn’t think I was going to qualify for at all, with her hard work she made it happen thanks again Christeen
goliathbabyboy

May 01, 2018
If your looking to work with a lender that goes the extra extra mile Christeen is definitely who your looking for. She treated my husband and I with the utmost respect and genuinely cared which in today's world that's not so easy to find. If your looking for a lender I would HIGHLY recommend Christeen!!
kenneth Wemmer

April 01, 2018
Christeen Farley is by far the best lender and by high standards the most knowledgable pwrson in the realestate loan busines i am very honored and proud to have her work hard on trying to get me a loan approval which my scored were too low at this time and she was very helpful in directing me on how to fix and work on my credit scores. I give here a 5 star rating as it is definatly well deserved. And i will most likely be working with her again. So shecan get me the loan i need in the near future. Thanks Christeen you Rock.
Stephanie presley

April 01, 2018
I didnt think i was no where near buying a house. She definitely made me feel like it was more possible than a dream she made me feel more confident in myself
Kassandra Bracamonte

March 01, 2018
We needed a place ASAP and she made it happen! I highly recommend her if you are looking for a loan an think you may not qualify. Shes magic! Lol. Definitely great at her job! We are very happy with her service to us.
Robert Stevenson

March 01, 2018
Christeen was awesome! She went above and beyond to help me achieve my goal. All my rates/costs were lower than expected and the loan closed on time. I would definitely recommend Christeen to everyone!!
scottyeinspahr

February 01, 2018
Thank you christeen for helping me and my family get into our home. I appreciate all your help and making this process as simple as possible. I know I was not the easiest client but you didnt give up and made it simple for me. I will recommend yoj to all my friends and family! Anyone reading this review : I had no credit and was able to buy a house! Christeen is remarkable
jillb

February 01, 2018
Christeen was there for all my loan needs from start to finish. She earned my trust from the get-go and I would use her again. I'm moving into my new home this weekend!
larryvonbusch

February 01, 2018
I cannot say enough for Christeen. Christeen has worked tirelessly for my family to purchase our first home. My family and I feel blessed that she is our loan officer for life. I highly recommend her to all others buying their first home. She is incredibly smart, down to earth, and very easy to work with. She's the best in all of Placer and Sacramento county hands down! Thank you for all your work with us, we can't say it enough!
ann s

February 01, 2018
Christeen was very professional, cheerful and did a great job with helping us with refinancing our mortgage. Her staff was helpful as well. We will be happy to work with Christeen for our future mortgage needs!
Lindsay

January 01, 2018
She helped me with all all of my questions and concerns. I had no idea where to start and Christeen made the entire process seamless. I am extremely happy with her service.
Dan Silver

January 01, 2018
Christeen was very easy to work with. Her staff was professional too. Christine even offerred to bring our loan documents to our house on a Sunday night when i had to travel out of town. Great job with Christeen. Don't choose anyone else for your mortgage refinancing.
desertsky

January 01, 2018
After Christeen qualified me for a new construction loan, the seller decides only their preferred lenders could close the deal, but the story doesn't end here. Christeen asks Dan, the CEO of South Pacific Financial Corporation to negotiate with the seller on my behalf to close my loan. The seller didn't budge. So out of the kindness of her heart, Christeen continued to work with me to get the best rate with the preferred lender. Thanks, Christeen and Dan!
chase

January 01, 2018
As a first time home buyer, I feel very fortunate to have worked with Christeen through the mortgage process. She worked quickly and efficiently to get me into the perfect home. The entire process was super transparent and Christeen did a fantastic job communicating what documentation I would need and what to expect going through the loan process. Getting a home loan is daunting, but Christeen made it exciting and stress free. I would absolutely work with Christeen again and will refer friends/family in the future
Donnie Soriano

January 01, 2018
Christeen was recommended to us by my family that just bought their new property and two home's with Christeen's help. They were so impressed by how amazing she was that they encouraged us to contact her. We did. And immediately were greeted with her warm personality. She made us feel comfortable right away. Since we're new to all of this we had a lot of questions. Chisteen took the time to answer each one so we were absolutely sure we understood what we are getting into. We know step by step what we need to do on our part. She keeps is updated and is always so professional; yet feels like we've known her forever. We are confident that Christeen will be walking us through the entire process until we have found and are livivg in the home of our dreams. We have already recomended her to two families that are looking to buy in the very near future. Thank you to Christeen for being so great!
Melissa H.

January 01, 2018
Christeen contacted me after inquiring on a possible home. She has worked tirelessly for over 3 months to get my family approved for our first home loan. I have already started recommending her and would not recommend anyone else! She is not only knowledgable in home loans, but she is also very easy to work with! I am so happy she is my loan officer and look forward to working with her in the future
Nicole

January 01, 2018
Christeen has exceeded our expectations thus far! She is always quick to respond and always has an answer for us! We are new to this whole thing and she has been our go to person!! I don't think we would even be this far without her!! I cannot thank her enough!
skaggz02

December 01, 2017
I am writing this review because I was very impressed with Christeen Farley's professionalism and concern for my best interests. Not only did she provide me with different options for my loan she also gave me honest advice that could have led me to seek another method than refinance to achieve the ends that I was trying to reach. I am very impressed with her genuine concern for what was best for me. Thank you Christeen, I don't see this in the business world too often. It was a pleasure!!
Corrie Melchor

December 01, 2017
My husband and I didn’t think we could qualify for a home at all. We were referred to Christeen by a friend of ours who was qualified by Christeen and purchased their home a few years ago. We were hesitant at first but decided to give it a go. She completely surprised us at how little we had to do to get the ball rolling for pre-qualification. Though we didn’t have perfect credit she was willing to tell us what we needed to do to get pre-qualifed and I like other lenders who just ask you what your score is and then tell you to call them when we are in a certain score range, Christeen has stayed in contact with us and is currently working hard to bring our scores up to pre-qualifying status. She has shown us that she truly cares and wants us to be able to find our first home this coming year! We love working with her and have already passed her name around to others. Thank Christeen! We couldn’t have asked for a better Lender.
Laura Westlake

December 01, 2017
Christeen was amazing to work with. She’s so knowledgeable and was always patient answering my hundreds of questions! Wholeheartedly give a five star recommendation to Christeen!
Madbev2003

November 01, 2017
The best of the best extremely knowledgeable, very pleasant, very timely, has all the right answers a pleasure to work with I will recommend to all of my family and friends........
jamiekilled

November 01, 2017
From the very beginning, Christine was committed to making the process of applying for a home loan easy and efficient. She did just that! Anytime I had questions and needed to get a hold of her she responded quickly. And when it came time to sign the papers, she sat me and my partner down, explained all the details to us, and In no time I was moving into my new home.
areyes8909

November 01, 2017
As a first time buyer, I was not familiar with the process of applying for a home loan. But Christine went above and beyond to make the process easy and efficient. She was honest, approachable, and supportive to make sure my partner and I understood all of the details about the loan. She was incredible!
gillyv21

November 01, 2017
Very nice and wonderful person, really knows what she is doing an on top of everything I feel very blessed to have worked with Christeen Farley, and we'll be looking forward to working with her again in the future!!
shelbylynn

November 01, 2017
Christeen was amazing to work with and is always there if we have any questions! I really apperciate her willing to work as hard as she does for her customers.
Christina Vega

November 01, 2017
Christeen was great! I was referred to her by my grandmother who has been a client for 20 years and had nothing but positive things to say about her so my husband and I felt very comfortable knowing we were working with someone who had a lot of experience. Moreover, Christeen always contacted us re status and answered any questions we had. Very satisfied customer and will work with her in the future.
Olgadoe08

October 01, 2017
Excellent very professional very pleasant to work with very efficient answered everything in a very timely manner very helpful was always there and returned all calls quickly she was very informative
tmdxcf

October 01, 2017
I couldn't be more happy with Christeen. She is professional, smart and a pleasure to work with. I've worked with other loan officers during this same buying process and I can say, with confidence, that she is by far the best one I've worked with. At no point did I ever feel that she wasn't working for me and doing everything she could to get me the best mortgage available. When there were options available, she never told me what I had to do but instead told me what my options were and worked with me to help decide the best course of action. As long as she's in the business, she'll be my loan officer and I recommend you do the same.
BRYAN W.

September 08, 2017
My wife and I were challenged buyers. Meaning we were barely ready to purchase a home. Christeen worked with us and with excellent communication made it clear as to how much we could possibly afford. We needed an FHA with its lower down payment capabilities but in our search fell in love with a Townhouse that was not FHA approved. Christeen and her team found a loan option that worked for us! She answered all of our questions and never let us give up! We move into our new home today! 09/08/17.
KRISTINA W.

September 08, 2017
Christeen was so awesome, her attitude and go get attitude was exactly what I needed while going through this process. Now we have a place to call ours and I am so happy! Thank you
Odie B.

September 07, 2017
First and foremost I thank you for not reassigning my file after the six month fixing my credit and not knowing you moved. You are the Best. Thank you so very much.
kristina whitten

September 01, 2017
Christeen did what I thought would be the impossible! We had a very hard time getting anyone to help us with a loan in the past, due to some hurdles. She was able to make it happen for us and we are so incredibly thankful for all her hard work, and her tenacity. She walked us through the process and is always there to explain things when we had questions.
bricatandy25

September 01, 2017
I am so thankful for having been introduced to Christeen. After our very first conversation, my anxiety over what I thought would be an overwhelming experience subsided. Christeen knows so much more about the industry and the process of buying a home then I could've ever researched it all for myself. I guess that's why you should always hire a professional. She wasn't the first Loan Officer I've talked to, but the others weren't very optimistic and made me feel like my situation wasn't worth their time. Christeen had faith in me and together we made my real estate dreams come true. I can't think you enough!
charlottesheppard21

September 01, 2017
Christeen is just a pleasure to work with. Very personable that is not put on. She's concerned about your situatioin. Had talks no ever related to the qualifying for the new home.. She's very sharp and it just so easy to talk to and work with.. I happened across her on Willow's site.. So glad she called..
Kiersten M.

August 31, 2017
Christeen is awesome. She was very knowledgeable and informative. I would recommend her to all my friends and family.
Ashley K.

August 31, 2017
Christeen is absolutely the best! She is incredibly knowledgeable and amazing to work with. This was my first time purchasing a home and she went above and beyond to not only get me into my very first home but also educate me along the way. She is always a joy to talk to and her communication throughout the process was top notch. Very quick response time and She made sure I always knew what was going on through the entire process from start to finish. It doesn't get any better than Christeen
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