Loan Officer

NMLS# 1555302

Licensed In California

(916) 788-8277

(916) 390-6711

(916) 596-1248


1504 Eureka Rd, Suite 310, Roseville, CA 95661

Edward is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.

Experienced, knowledgeable, and always up to date on the industry's latest products, Edward strives to exceed the customers' expectations in each and every transaction.

Whether it's time for you to:

  • Purchase your first home
  • Purchase your next home or a second home
  • Purchase and investment property
  • Refinance an existing mortgage

Edward has the know-how to find the perfect product for you!

Call today or click on the link below to get started!

Application Documentation Checklist


Marsha B.

September 06, 2018
Ed and South Pacific Financial were able to finance a previously challenging Condominium Community... Many thanks Ed for a Job Well Done!!! Marsha Bateson / Lyon Real Estate

September 06, 2018
I really enjoyed working with Eddie. He answered all my questions and made purchasing my first home seamless. He was always available and kept me updated throughout the entire process.

September 03, 2018
Professional service, and a quick close!
Laura M.

August 30, 2018
I felt like he was a team player and was very involved with the buyer and myself. Excellent communication and very quick responses to texts, emails, and voice mails.
Jessica C.

August 03, 2018
Good job, with closing on time!

June 16, 2018
Able to communicate immediately regarding requirements and walked us thru the process patiently. Pleasant to work with.

May 13, 2018
Edward was timely with his communications and always followed-up with any questions or concerns I had. He also made the process easy and straightforward so as I wouldn’t be confused with what was going on and why. Edward is also friendly and had a warm personality. He made me feel like a friend rather than just a client.
Luis S.

May 10, 2018
Eddie is a great communicator and did a good job keeping all parties informed. We ran into a few road blocks (outside of Ed's control) and he quickly addressed them and brought the process back on track. Thank you!
Serg R.

May 02, 2018
Edward was very patient to deal with me and I'm not an easy customer at all. He went over everything with me, answered all questions I had and explaned everything possible and even more. I would definitely recommend him to my friends.
Morrisha I.

May 02, 2018
I really appreciate Edward C. I would say you really know your job great communication, and thanks for being there to answer all my questions even on Saturday and sundays...
Manuel C.

March 30, 2018
Fantastic experience.

March 30, 2018
Seriously, Edward Cervantes made my home buying experience easy as pie. i was beyond pleased with the service provided. Edward was quick to respond to any and all questions shot his way and kept us up to date on every step of the process. Edward definitely made me feel confident that I made the right decision in choosing him to help and his sense of humor made it all the better!
Christina G.

March 19, 2018
Eddie is always a pleasure to work with! He gets thing done fastly and efficiently, always answers his phone, and goes above and beyond to help me and my buyers with any financing leads. My number one loan officer!
Christopher Z.

February 06, 2018
Edward was very friendly and courteous. He had the right answers to every question we had right away. Having done this with other lenders before, I know for a fact that he made the whole process feel much easier and seamless. I would definitely recommend him to all our friends and family.
salvador m.

February 05, 2018
he it's a very professional person he did the best for me i'm very happyto know him and I give him not a ten I give him a 20 he help me to refanancial my house plus help me to get my permits on extra aditions in my house "god blees you ed."
Crystal H.

January 07, 2018
Eddie was great!
Rocky L.

December 16, 2017
Edward Cervantes made a very complicated and often times scary process into an easy one. He answered all my question and provided me dates and deadlines which ease my mind. He was very flexible which made the process an easy one.
Marcos G.

December 11, 2017
Edward is a pleasure to work with. He advises what is required in a timely manner and provides valuable input regarding the direction the loan process is taking. He will definitely be referred to my friends and family.
Leticia L.

November 07, 2017
Eddie was very pleasant to work with and he was very quick responding back to me and answering all my questions. He did a excellent job and worked hard. I would definitely recommend him to all family and friends.
Gustavo S.

October 28, 2017
eddie went over the process with me and came over my house to pick up documents. he was always available when I call and answer my questions. I am glad I choosed to work with eddie and will send him business.

August 31, 2017
Eddie was very helpful, energetic, patient and anytime i had question or didn't understand something he explained it to me. Eddie's a really great guy!! Thank you very much for all your help.

August 29, 2017
Eddie was great from day one. He was always available and answered my questions quickly. If there was ever anything he couldn't answer, he made quick work on finding the answer and getting it back to me in a timely manner. My refi was the smoothest process I've ever had and Eddie was a big part of that. He's a great asset to your team and will have my business for years to come. All my friends will know who to call moving forward.

August 02, 2017
Edward communicated well with us; always keeping us apprised through the entire process. He goes above and beyond what is required to satisfy the needs of his client. He is very knowledgeable and his focus is fulfilling the needs of his clients. He knew I had a deadline, he diligently worked to put things into perspective. I would definitely recommend Edward.

August 02, 2017
Edward is very personable and knows his job. He went over and beyond his job duties to help me through the loan process and with the sellers. He worked even harder than my agent did. He was on top it! I will recommend him to everyone I know looking to purchase home.

July 28, 2017
He worked extremely hard to make sure everything was in order. He was a major help and I would recommend him any day

May 16, 2017
You have an amazing team, they made this process so stress free for me, constant communication , follow ups even answering my questions during non business hours. Eddie was always very good about calling to update us on our loan and quick to respond on emails.Thank you!
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