Edward

Loan Officer

NMLS# 1555302

Licensed In California

(916) 788-8277

(916) 390-6711

(916) 596-1248

ecervantes@spfcnet.com

1504 Eureka Rd Ste 310, Roseville, CA 95661-3058

Edward is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.

Experienced, knowledgeable, and always up to date on the industry's latest products, Edward strives to exceed the customers' expectations in each and every transaction.

Whether it's time for you to:

  • Purchase your first home
  • Purchase your next home or a second home
  • Purchase and investment property
  • Refinance an existing mortgage

Edward has the know-how to find the perfect product for you!

Call today or click on the link below to get started!

Application Documentation Checklist


Reviews

MANUEL C.

October 19, 2018
Great working with you. Excellent service and communication.
LINDA B.

October 16, 2018
My experience with Edward Cervantes was a changing life time experience. He took his time professional, delivering the purchase of the loan as his own! My debt ratio was away above the line and he work thought it with experience and expectations of closing this loan. Yes he did!! In time like this the stress level for me was high and Mr. Cervantes patiently explain the outcome of any situation that arise. Begin a first time home buyer was a positive experience with him. Thumbs up 10 times.
Jonathan R.

October 09, 2018
Edward is an extremely professional loan officer who helped me through the entire loan process. My loan closed super fast without any hitches. I can only attribute that to Eddie. I've worked with other loan officers before and Eddie has surpassed them all!
Marsha B.

September 06, 2018
Ed and South Pacific Financial were able to finance a previously challenging Condominium Community... Many thanks Ed for a Job Well Done!!! Marsha Bateson / Lyon Real Estate
SAMANTHA P.

September 06, 2018
I really enjoyed working with Eddie. He answered all my questions and made purchasing my first home seamless. He was always available and kept me updated throughout the entire process.
JEFF P.

September 03, 2018
Professional service, and a quick close!
Laura M.

August 30, 2018
I felt like he was a team player and was very involved with the buyer and myself. Excellent communication and very quick responses to texts, emails, and voice mails.
MARY R.

August 30, 2018
Yes he was very quick on questions and responses and process the loan very quickly and explain every question on a timely matter and would like to say he is a great person with his clients and once again thank you Edward you are the bomb and would like to thank your office allso for making it work and my God Bless you all and my you Bless others. Here is my rating 10 Star rating .
Jessica C.

August 03, 2018
Good job, with closing on time!
ALBERTO A.

August 03, 2018
Edward was very easy to work with and explains the entire process and was always in touch with us to make sure we understood the process.
ARNOLD V.

June 16, 2018
Able to communicate immediately regarding requirements and walked us thru the process patiently. Pleasant to work with.
JUSTIN V.

May 14, 2018
Edward was timely with his communications and always followed-up with any questions or concerns I had. He also made the process easy and straightforward so as I wouldn’t be confused with what was going on and why. Edward is also friendly and had a warm personality. He made me feel like a friend rather than just a client.
JUSTIN V.

May 13, 2018
Edward was timely with his communications and always followed-up with any questions or concerns I had. He also made the process easy and straightforward so as I wouldn’t be confused with what was going on and why. Edward is also friendly and had a warm personality. He made me feel like a friend rather than just a client.
Luis S.

May 10, 2018
Eddie is a great communicator and did a good job keeping all parties informed. We ran into a few road blocks (outside of Ed's control) and he quickly addressed them and brought the process back on track. Thank you!
Serg R.

May 04, 2018
Edward was very patient to deal with me and I'm not an easy customer at all. He went over everything with me, answered all questions I had and explaned everything possible and even more. I would definitely recommend him to my friends.
Morrisha I.

May 04, 2018
I really appreciate Edward C. I would say you really know your job great communication, and thanks for being there to answer all my questions even on Saturday and sundays...
Serg R.

May 02, 2018
Edward was very patient to deal with me and I'm not an easy customer at all. He went over everything with me, answered all questions I had and explaned everything possible and even more. I would definitely recommend him to my friends.
Morrisha I.

May 02, 2018
I really appreciate Edward C. I would say you really know your job great communication, and thanks for being there to answer all my questions even on Saturday and sundays...
TIFFANY S.

April 02, 2018
Eddie was very friendly and knowledgeable! He provided us with all the information we needed to make an informed decision about which mortgage loan program would best fit our needs and budget. He was very good at keeping us updated with the process and helped us close escrow in less than 30 days!! Oh and he also brought my favorite donuts to the signing!
LINDSAY K.

March 30, 2018
Seriously, Edward Cervantes made my home buying experience easy as pie. i was beyond pleased with the service provided. Edward was quick to respond to any and all questions shot his way and kept us up to date on every step of the process. Edward definitely made me feel confident that I made the right decision in choosing him to help and his sense of humor made it all the better!
Manuel C.

March 30, 2018
Fantastic experience.
LINDSAY K.

March 30, 2018
Seriously, Edward Cervantes made my home buying experience easy as pie. i was beyond pleased with the service provided. Edward was quick to respond to any and all questions shot his way and kept us up to date on every step of the process. Edward definitely made me feel confident that I made the right decision in choosing him to help and his sense of humor made it all the better!
Christina G.

March 19, 2018
Eddie is always a pleasure to work with! He gets thing done fastly and efficiently, always answers his phone, and goes above and beyond to help me and my buyers with any financing leads. My number one loan officer!
Christopher Z.

February 06, 2018
Edward was very friendly and courteous. He had the right answers to every question we had right away. Having done this with other lenders before, I know for a fact that he made the whole process feel much easier and seamless. I would definitely recommend him to all our friends and family.
Christopher Z.

February 06, 2018
Edward was very friendly and courteous. He had the right answers to every question we had right away. Having done this with other lenders before, I know for a fact that he made the whole process feel much easier and seamless. I would definitely recommend him to all our friends and family.
salvador m.

February 06, 2018
he it's a very professional person he did the best for me i'm very happyto know him and I give him not a ten I give him a 20 he help me to refanancial my house plus help me to get my permits on extra aditions in my house "god blees you ed."
salvador m.

February 05, 2018
he it's a very professional person he did the best for me i'm very happyto know him and I give him not a ten I give him a 20 he help me to refanancial my house plus help me to get my permits on extra aditions in my house "god blees you ed."
sergio v.

February 02, 2018
thank you! Edward for the great experience and for making a positive and beneficial for completing our refinance in a timely manner. I would not hesitate to hire him again or recommend him to others.
Sergio V.

January 30, 2018
thank you! Edward for the great experience and for making a positive and beneficial for completing our refinance in a timely manner. I would not hesitate to hire him again or recommend him to others.
Crystal H.

January 08, 2018
Eddie was great!
Crystal H.

January 07, 2018
Eddie was great!
Rocky L.

December 28, 2017
Edward Cervantes made a very complicated and often times scary process into an easy one. He answered all my question and provided me dates and deadlines which ease my mind. He was very flexible which made the process an easy one.
Rocky L.

December 16, 2017
Edward Cervantes made a very complicated and often times scary process into an easy one. He answered all my question and provided me dates and deadlines which ease my mind. He was very flexible which made the process an easy one.
Marcos G.

December 11, 2017
Edward is a pleasure to work with. He advises what is required in a timely manner and provides valuable input regarding the direction the loan process is taking. He will definitely be referred to my friends and family.
Marcos G.

December 11, 2017
Edward is a pleasure to work with. He advises what is required in a timely manner and provides valuable input regarding the direction the loan process is taking. He will definitely be referred to my friends and family.
Leticia L.

November 07, 2017
Eddie was very pleasant to work with and he was very quick responding back to me and answering all my questions. He did a excellent job and worked hard. I would definitely recommend him to all family and friends.
Leticia L.

November 07, 2017
Eddie was very pleasant to work with and he was very quick responding back to me and answering all my questions. He did a excellent job and worked hard. I would definitely recommend him to all family and friends.
Gustavo S.

October 30, 2017
eddie went over the process with me and came over my house to pick up documents. he was always available when I call and answer my questions. I am glad I choosed to work with eddie and will send him business.
Gustavo S.

October 28, 2017
eddie went over the process with me and came over my house to pick up documents. he was always available when I call and answer my questions. I am glad I choosed to work with eddie and will send him business.
TASHIA K.

August 31, 2017
Eddie was very helpful, energetic, patient and anytime i had question or didn't understand something he explained it to me. Eddie's a really great guy!! Thank you very much for all your help.
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