Kam

Loan Officer

NMLS# 256269

Licensed In California

(619) 296-4709

(858) 722-1863

(619) 374-7078

kng@spfcnet.com

9095 Rio San Diego Drive Suite 150, San Diego, CA 92108

Kam is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.

Experienced, knowledgeable, and always up to date on the industry's latest products, Kam strives to exceed the customers' expectations in each and every transaction.

Whether it's time for you to:

  • Purchase your first home
  • Purchase your next home or a second home
  • Purchase and investment property
  • Refinance an existing mortgage

Kam has the know-how to find the perfect product for you!

Call today or click on the link below to get started!

Application Documentation Checklist


Reviews

FRANCISCO L.

May 13, 2018
Kam is really knowledgeable and helped throughout the entire home buying process. He was professional and straightforward which I appreciated. Communication was returned quickly and he was able to answer any question we had. I would highly recommend him.
khor01

March 01, 2017
Kam is a fantastic loan officer that goes above and beyond to ensure his client's success. From pre-qualification to close of escrow, he's been invaluable in providing advice, highly competitive loan options, and careful consideration of my specific situation. We feel lucky to have someone like Kam on our side, especially given the challenging market and multiple competitive bid situation that we were in.
perttij1

November 01, 2016
Kam is an outstanding loan officer. I have applied for numerous mortgages for purchase of a new home and refinancing existing ones. Kam is by far the easiest to work with. He has a "can do" attitude and he makes difficult situations look easy.
FuChen3

March 01, 2016
Kam helped me with my home purchase loan, my first refi, and my second refi. I bought my house in 2010 taking over a short sale. The lender had approved the sale but the buyer backed out. My realtor attempted to take over the agreement. The bank gave us 30 days to close. It was our first purchase and in the climate where the banks were very careful giving out loans, Kam came through for us. A couple of years later the rate dropped and we decided to refi. Obtaining a mortgage is an extremely intrusive process. We decided to use Kam again since he already was familiar with our financials. He came through with a great deal and minimum hassle. Finally last year the rates dropped some more and we decided to refi one more time. Kam evaluated our situation, considering the mortgage interests we had already paid and the savings we would receive with the lower rate. He advise honestly that it would be a wash in the total term of the loan, but since the month payment would be lower, we dec
thangqdo

March 01, 2011
After my loan failed with one office, with many escrow extension request in which costed me 49 days at $90/day penalty fee. Kam came in and picked up the pieces and closed the loan in 25 days. Kam might not be the lowest compare to others out there, but he get it done. If he can't, then at least he will have the decency to tell you that he can't and for you to go somewhere else, instead of dragging you along like my scenario with my previous loan officer and the painful escrow fine. After this turn of event, Kam went on to do a refinance for me in 2012, then a purchase loan in 2013, 2015, 2016, and now currently another in 2017. Kam simply get it done.
user2086348

September 01, 2008
Kam is an amazing loan office. His knowledge of all financial options available is surprisingly vast. We used Kam to purchased our first home. He took us through every step of the way explaining in great detail anything we needed or wanted to know. We did our research and compared good faith estimates of 3 other lenders. Kam was extremely competitive and we stayed with him for the purchase. But it was his personal touch that lead us to refinance with him when the rates dropped and to use him when we purchased our first rental property. Kam coached us on how to maximize passive income using real estate. I am very glad to have Kam on my team.
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