Loan Officer

NMLS# 282686

Licensed In California

(619) 726-6827

(619) 726-6827

(619) 342-9710


9095 Rio San Diego Drive Suite 150, San Diego, CA 92108

Oscar is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.

Experienced, knowledgeable, and always up to date on the industry's latest products, Oscar strives to exceed the customers' expectations in each and every transaction.

Whether it's time for you to:

  • Purchase your first home
  • Purchase your next home or a second home
  • Purchase and investment property
  • Refinance an existing mortgage

Oscar has the know-how to find the perfect product for you!

Call today or click on the link below to get started!

Application Documentation Checklist


John L.

May 04, 2018
Great communication and prompt service
Jamal H.

May 04, 2018
The amount of work and dedication to his clients is unmatched by any other mortgage broker. He goes above and beyond to connect with his clients. He is meticulous and takes the time to explain the process so you feel comfortable with your decision. You would want him by your side on your next purchase. That I can guarantee!
Fabian B.

May 04, 2018
Amazing communication and great service
Christine M.

May 04, 2018
Oscar is always available for all support during a transaction or supporting before a transaction. His advice is honest and trustworthy. This is a lender you want to be working with !!

March 17, 2018
It was a difficult transaction, and Oscar not only was able to accomplish it, but he was able to close in 22 days.
Adam B.

February 03, 2018
Oscar is one hell of a guy! The first time I met him I knew right from that moment he was passionate about what he does. As a new agent Iâ??m very fortunate to have met him. Oscar stays in touch with me and is always available when I need him. I canâ??t wait to do more business with him in the near future. Thanks Oscar!
Isela B.

January 17, 2018
I have worked in the real estate business for several years, Oscar is always my go-to lender. He is very professional, detail oriented, funny, and I never have to worry about my clients and they love him so they end up up building friendships. He always takes care of them. Always going beyond the moon for my clients! I am very grateful to have a lender at reach I can trust.
Muna K.

August 07, 2017
Oscar works extremely hard to communicate effectively and thoroughly. He has made himself available to me and my buyers at all times. He also ass a tremendous amount of value to the agents he works with. I can't say thank you enough to all of Oscar's hard work! He truly is a wonderful professional in this business.
Hazel R.

July 13, 2017
Oscar is great! I love how he knows the importance of communication in this business and he responds to all my emails and text pretty quick! He is also great when working with my clients and is very professional and knows his stuff!
Ivan N.

May 16, 2017
What made it Great is that the minute you step into their office you know you are in the right hands being guided by a seasoned, experience, and up to date loan originator. In addition Oscar has such a great work ethic and respect for the Industry and etiquette that is very challenging to find nowadays in the lending industry. Would definitely recommend Oscar and his team for your next Purchase, refinance and lending advice.
Patricia V.

May 11, 2017
Oscar works extremely fast at contacting my clients and following through. He has a great understanding of the loan programs, and that is what I look for in a loan officer. Also his team in the office is so important, and Oscar has a great team.
Heather B.

May 10, 2017
I have been working with Oscar for many years and have assisted his clients with their homeowners insurance needs. Oscar is very easy to communicate with and is an expert at his craft of over 20 years. He is always very responsive and professional. Our team really pleased with Oscar and the service he provides our TEAM!
Felipe V.

May 10, 2017
Oscar is a consummate professional in all ways. He made the process very easy for me, and he made sure I was comfortable every step of the way. Overall, great service experience!
Gretza R.

May 08, 2017
True professional. from the beginning, he informed both me and my clients what we could expect from him and what he expected from us. Communicated with us often and followed up as expected. Oscar and his team were ready to close in time and we'll in advance of expected close of escrow. Oscar makes himself available at all times not only while working on a transaction but also prospecting and marketing. Thank you Oscar
Lita L.

May 08, 2017
Oscar and his team are amazing at communication and being professionals. I really appreciate Oscar's proactive nature and positive attitude. He's always a great support even through the tougher challenges. Thank you Oscar!!!
Elizabeth L.

May 08, 2017
Oscar and his team did an amazing job getting my clients to the finish line! They always respond quickly to phone calls, text and emails. They thoroughly qualify their borrowers, they work very hard to make sure that their Clients are well taken care of and receive the best customers service! The communication was excellent! I would highly recommend Oscar and his team!
Serri R.

May 08, 2017
As a Real Estate agent, I have all good things to say about Oscar and his team. They have a wonderful system in place to update all parties involved and they work quickly to make for a smooth transaction for all!
Matt T.

May 08, 2017
Oscar Gastelum is the most professional and kind person I have ever encountered!! All it takes is a minute of his time to know that he is the real deal!! Thank you Oscar for you have done to make my life so much better!!!!
Wisam M.

May 08, 2017
Oscar is very professional and is always prompt about getting back to me. The entire experience was made much easier because of his knowledge.
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