Equal Housing Opportunity Lender. Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. South Pacific Financial Corporation (Unique Identifier #8588) is a California corporation licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and operates in the following states: AK Mortgage Broker/Lender License #AK8588; AZ License #0917436; CA License #413-0023; CO Regulated by the Division of Real Estate; GA license #52654; HI-8588; ID license #MBL-8582; MN License MN-MO-8588; NV Banker License #3809; NV Broker License #3938; OH license # MBMB.850235.000; OR Mortgage Lender Licensee #ML-4272; Texas – SML Mortgage Banker Registration; UT-DRE Mortgage Entity License #8588; WA Consumer Loan License #520-CL-50199; WI-Lic. #8588BA. North Pacific Financial Corporation (“NPFC”) is a registered dba of South Pacific Financial Corporation. SP Direct Lending is a registered dba of South Pacific Financial Corporation and is approved to originate in CA, OR, TX and WA. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

Texas Mortgage Banker Disclosure:

Pursuant to the requirements of 7 TAC §80.200(c), you are notified of the following: "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."